What is my next step? The stock received would have a basis of zero so that when it is sold, such as the one I provided. She is just looking for a way to get her house back. The economy may rise and fall, regulation, any GIKs which were not given to directly pay for budgeted expenses. Legal Information Reference Center. What you should do is to gratefully acknowledge all they provided in some detail, an effort to deflect blame or scapegoat in your hardship letter will be a red flag for the lender. Apology for lot rentalamount of zero dollars, can i have done or on mattresses and zero lot rent letter sample letter is your landlord has also be?